FAQs

Who are Small Loans?
We arrange highly qualified cash deals for employed borrowers who need cash on urgent basis. Our loan solutions will assist in meeting your unavoidable expenses anytime during the month.

Do I have to pledge collateral for getting the money that I need? What if I am a tenant?
No collateral-pledging is required when you apply for our services like the same day payday loans and the fast loans no credit check. The cash deals that we arrange are accessible in unsecured form. Hence, even if you are a tenant or a non-homeowner for that matter, you can easily apply.

What are the mandatory eligibility criteria for availing the loans?
The eligibility criteria are simple. You should be a permanent resident in Australia, aged not less than 18 years old, employed and getting a minimum amount of $1000 as a monthly pay. Along with it, you should also have a checking account in a bank.

Do I have to be part of credit checking process prior to getting approval?
No. Our application process does not entail credit checking on the applicants before approvals are awarded to them. Even for the poor credit borrowers with credit ratings like foreclosures and defaults, no credit checks are performed.

When can I submit the loan application to get the quickest reply?
Submit the form any time because we are working round the clock. After submission, you will receive a prompt response within few hours since the time of submission.

I do not have an impressive credit score. Am I still eligible to apply for the fast loans no credit check?
Yes, definitely. Your low credit score will not prove detrimental for you. In fact, we have all the resources to arrange suitable cash help for the bad credit scorers.

How should I proceed to apply for the same day payday loans?
It is very convenient to make an application with us. You need not visit our office at all. Just log on to our website and fill in your details in the application form. You can submit the form to us from the same web page. We will receive your form in few seconds.

I need more information regarding your cash services. Whom should I contact?
We, at Small Loans, are ready 24/7 to answer your queries to your satisfaction. Please go to our Contact Us page on our website, complete the form and send it to us. You may receive a quick reply from our representative.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.